More Benefits.
Less Fees.

Benefits

  1. ✔︎ No overdraft fees
  2. ✔︎ Cash rewards paid every
    Saturday
  3. ✔︎ Use MyFunds account
    separately to save money
  4. ✔︎ No monthly minimum or
    qualifications
  5. ✔︎ Advanced fraud protection
    and security
  6. ✔︎ Funds are FDIC insured
  7. ✔︎ Refer friends and family to
    get paid

Ideal for

  1. ✔︎ Avoiding overdraft fees
  2. ✔︎ Paying bills and purchasing
    online
  3. ✔︎ Only spending the money that
    you have loaded onto your card
  4. ✔︎ Direct deposit to avoid check-
    cashing fees
  5. ✔︎ Those who don’t have a
    bank account or good credit
    history
  6. ✔︎ Having more than just a
    prepaid debit card

Pricing

  1. ✔︎ $5.95 per month (includes
    access to all of ORU)
  2. ✔︎ $0.59 Debit Transaction Fee
  3. ✔︎ $1.95 ATM Cash Withdrawal Fee
  4. ✔︎ $0.50 Purchase Decline Fee
  5. ✔︎ Unlimited balance inquiries
    online or through the app
  6. ✔︎ Reward payments likely to pay
    for fees based on usage
  7. ✔︎ For a list of full fees, visit our
    fees and terms page

Benefits

  1. ✔︎ No overdraft fees
  2. ✔︎ Cash rewards paid every Saturday
  3. ✔︎ Use MyFunds account separately to save money
  4. ✔︎ No monthly minimum or qualifications
  5. ✔︎ Advanced fraud protection and security
  6. ✔︎ Funds are FDIC insured
  7. ✔︎ Refer friends and family to get paid

Ideal for

  1. ✔︎ Avoiding overdraft fees
  2. ✔︎ Paying bills and purchasing online
  3. ✔︎ Only spending the money that you have loaded onto your card
  4. ✔︎ Direct deposit to avoid check-cashing fees
  5. ✔︎ Those who don’t have a bank account or good credit history
  6. ✔︎ Having more than just a prepaid debit card

Pricing

  1. ✔︎ $5.95 per month (with access to all of the ORU Premium Membership)
  2. ✔︎ $0.59 Debit Transaction Fee
  3. ✔︎ $1.95 ATM Cash Withdrawal Fee
  4. ✔︎ $0.50 Purchase Decline Fee
  5. ✔︎ Unlimited balance inquiries online or through the app
  6. ✔︎ Reward payments likely to pay for fees based on usage
  7. ✔︎ For a list of full fees, visit our fees and terms page

Why are you still paying check cashing fees?

When you set up direct deposit with your employer, your funds will instantly be available on your ORU Prepaid Visa Card when the money is deposited. No more paying exorbitant fees for cash now.

ORU Prepaid Visa Card Overdraft Protection

Protected from Overdraft Fees

Never worry about the possibility of overdrafting your account again. The fees that are incurred by overdrafting can be quite high (usually $30 or more) and are therefore more than just an annoyance. You will only ever be able to spend the amount that is in your ORU Prepaid Visa Card, and no more.

Easy Loading & Withdrawals

Load cash onto your ORU Prepaid Visa Card at thousands of Western Union locations and ATMs all over the world, through your PayPal account, purchase ADVT Credits (equivalent to USD) from within ORU, set up direct deposit with your employer, or you can even link an existing checking account.

ORU Prepaid Visa Card Easy Loading

Protected from Overdraft Fees

ORU Prepaid Visa Card Overdraft Protection

Never worry about the possibility of overdrafting your account again. The fees that are incurred by overdrafting can be quite high (usually $30 or more) and are therefore more than just an annoyance. You will only ever be able to spend the amount that is in your ORU Prepaid Visa Card, and no more.

Easy Loading & Withdrawals

ORU Prepaid Visa Card Easy Loading

Load cash onto your ORU Prepaid Visa Card at thousands of Western Union locations and ATMs all over the world, through your PayPal account, purchase ADVT Credits (equivalent to USD) from within ORU, set up direct deposit with your employer, or you can even link an existing checking account.

Can’t wait to get started?

We’re so excited for you to start taking advantage of every benefit ORU has to offer.